Maine Bankruptcy and Debt Relief Blog
Maine Court Foreclosure Diversion Program
Posted on 07/13/2010 at 12:00 am by
Jim Molleur
Viewed 2,594 times
The Maine Legislature recently passed a law that allows homeowners in foreclosure to attend a mediation session with their lenders in an attempt to find a resolution to the foreclosure action.
The purpose of the program is to assist homeowners and lenders in finding a joint solution to the foreclosure action at the beginning of the foreclosure process.
Homeowners are eligible for mediation if:
- a foreclosure case was filed after December 31, 2009
- the property is residential,
- the homeowner has lived in the home in the last six months,
- the home is his/her primary residence, and
- the building has 4 or less units, and
If you qualify for Court Mediation, you should contact the Court immediately by either sending in a letter or calling and letting them know you are interested in participating in Court Mediation.
You will then have to attend a mandatory informational session.
The mediation process will be explained to you and you will be told what information to provide to the Court and the lender and/or their attorney.
You will also be given a mediation date.
At the mediation session, you will sit down with the lender’s attorney, a representative from the lender (most likely via telephone) and a professional mediator.
Representation at Mediation: Molleur Law provides legal representation at mediation sessions to help promote and advocate for your rights and goals.
Please contact us at 283-3777 to set up an appointment to review your specific situation.
The new mediation law can be found at: P.L. 2009 ch. 402, An Act To Preserve Home Ownership and Stabilize the Economy by Preventing Unnecessary Foreclosures, (effective June 15, 2009)
Operation of the program is governed by Maine Rule of Civil Procedure 93: http://www.cleaves.org/2010Me.Rules2.pdf
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NOTE: Molleur Law Office cannot offer specific debt relief advice or bankruptcy representation through
online or phone communications. Contact: (207) 283-3777, or email info@molleurlaw.com to set-up a Debt Relief Consultation.
James F. Molleur, Tanya Sambatakos, Andrea Stark, Jennifer Hayden and Barry Schklair, bankruptcy lawyers located in Portland, ME and Biddeford, Maine —certified in Maine as a bankruptcy specialist by the American Board of Certification. Licensed bankruptcy attorneys serving Maine and Massachussets. Molleur Law Office - James F. Molleur—Maine Debt Relief Agency and bankruptcy counseling for individuals & businesses in Biddeford, Portland, Sanford and throughout Southern Maine. Maine's only certified Consumer Bankruptcy Law Attorney also offers assistance to prevent foreclosure, file Chapter 7, Chapter 13 and more. The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.