Maine Bankruptcy Law - Practice Areas
Offering Bankruptcy counsel and debt relief services in Maine:
(read service summaries below)
- Consumer Law Violations
- Chapter 7 Bankruptcy
- Chapter 11 Bankruptcy
- Chapter 12 Bankruptcy
- Chapter 13 Bankruptcy
- Violations of Stays and Injunctions
- Credit Report Correction
- Creditors
We represent consumers and businesses in financial distress and help relieve the burden of crushing debt. Our practice is dedicated to assisting our clients throughout the bankruptcy process, discovering appropriate solutions and relieving the disparaging stress of debt. There are a variety of debt-relief options for both individuals and businesses, and bankruptcy may meet your needs.
Schedule an appointment and together we will evaluate your situation to see if bankruptcy can lift you out of debt and create your new financial future.
Bankruptcy Reform
James F. Molleur's Recent blog articles on BAPCPA:
Bankruptcy Reform- 1 Year Later - November, 2006
Effects of Bankruptcy Reform - August, 2006
When Congress enacted the Bankruptcy Reform Law in October 2005, everyone expected that it would be more difficult to file bankruptcy. The credit card companies rejoiced - they wanted to collect more money from consumers and they had paid enough money to Congress to get the law passed. Consumers would be hounded by debt collectors and discouraged from filing bankruptcy.
The reality has been far different- learn more in a recent posting on my Bankruptcy Blog
Also, I encourage you to read my new article, Winners and Losers of BAPCPA
Please review my newest information on Debt Relief Agencies to understand your options now that the new law has been enacted. Call our office if you are concerned about correcting your debt- (207) 283-3777.
Consumer Law Violations
Our practice is a strong proponent of consumer rights in Maine. We are willing to explore violations of various consumer protection laws, including but not limited to the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and Maine Consumer Credit Code violations
- Please schedule an appointment if you feel your consumer rights have been violated to discuss the specific facts of your case and understand your rights.
Chapter 7 Bankruptcy
- Liquidation may be the best solution for your debt. Take a look at this outline of Chapter 7 in Maine and our related resources.
Chapter 11 Bankruptcy
We represent small business owners in Chapter 11 bankruptcy and individuals who must file Chapter 11 due to their inability to file a Chapter 13 because of their debt level.
- Learn more about the process and protections of Chapter 11 Bankruptcy in Maine.
- There may be a number of options to bring your company out of debt. Please see our resources for Businesses experiencing financial distress.
Chapter 12 Bankruptcy
"Family Farmer Bankruptcy." Small-scale farmers and fishermen can protect their property investments by reorganizing their debt through this form of bankruptcy.
- Find out more about filing Chapter 12 Bankruptcy in Maine.
Chapter 13 Bankruptcy
We have helped a number of Maine's individuals and businesses remove their debt and retain important assets through Chapter 13 Reorganizations.
Violations of Stays and Injunctions
- After you file for bankruptcy you are protected from contact by creditors. If they persist in trying to collect from you, your consumer rights have been violated.
- If this has happened to you, even if you didn't file bankruptcy with our office, schedule an appointment with us to discuss your situation.
Credit Report Corrections
- Communicating with creditors and credit-reporting agencies is often a difficult part of the bankruptcy process
- Learn more about How You Can Correct Your Credit Report
Creditors
I not only represent debtors in bankruptcy proceedings, but I also represent creditors in filing proofs of claim, objecting to discharge or dischargeability of debts, and defending creditors from preference and fraudulent transfer claims.