Situations Leading to Personal Bankruptcy

You may be like the majority of my clients- normal consumers who have found themselves under the crushing burden of debt. Debt can happen to anyone, and there are a number of common life circumstances which can cause mounting debt. Regardless, once that downward spiral begins it can result in overwhelming credit card bills, property reposession and even foreclosures. While your money situation is stressful enough, creditors often compound the problems with aggresive tactics, trying to humiliate you into submission.

Why Choose Chapter 13 Over Chapter 7?

James F. Molleur Featured Resource

There are at least 10 benefits to a Chapter 13 reorganization. We encourage you to consider these factors when researching your debt-relief options.

The bankruptcy process is designed to help those of us who find ourselves in an overwhelming debt situation. The circumstances leading to this debt are often totally out of the consumers control- life challenges that cannot be overcome. These circumstances are often emotionally overwhelming, and you deserve compassionate assistance, not credit harassment.

Bankruptcy can be a positive path out of your crisis. Schedule an appointment and we will work together to eliminate or reduce your debt burden and protect your critical assets. The bankruptcy process can restore your financial confidence and provide you with a future beyond the bills and creditors. Equally important, bankruptcy protects consumers from the harassment of creditors. Once their demands are quieted, you can restore your sense of self-worth.

Schedule an Appointment

If you need to find a solution for your personal debt crisis, please schedule an appointment to meet with me. I have been evaluating consumer debt situationas and solutions for over 20 years, and will fight to restore your financial confidence and personal dignity.