Federal loans? Private loans? Subsidized loans? Unsubsidized loans? Perkins loans? Parent plus loans? Direct loans? Cost of living loans? 

There are many different types of loans that students use to pay for their educations.  Each type has special repayment terms and some have deferment, forbearance and forgiveness opportunities while others may have income-based repayment options. 

Figuring out which loans you have can be complicated and frustrating.  Managing a lot of different loans can feel daunting.  Understanding which repayment program you are eligible for is not an easy task.  If you are in default on a student loan, you may be facing garnishment, tax refund set-off and a prohibition against future borrowing until your defeat is remedied.

Whether you have loans now or are considering borrowing money for your education or a family member’s education, Molleur Law Office can assist you in parsing out the various loan programs and how they can work for you. 

Please call our office for an hour long consultation during which time your loans will be evaluated and distinguished, your credit report will be reviewed for additional information about your loans and a discussion of your options will take place.  We charge by the hour for each appointment, payable at the time of the appointment.

Don’t ignore your student loan problem.  Call us so we can help you learn about your options.